The Top 5 Myths Associated With Social Security Disability Benefits
As attorneys who regularly handle Social Security disability insurance (SSDI) benefit cases, we often come across clients who say all types of things based upon wrongful assumptions about their ability to receive these benefits. In fact, several people forego applying for benefits thinking that they do not have a qualifying medical condition. Many others apply for benefits and then automatically give up once they receive a denial notice, thinking that there is no hope.
Overall, it is important to realize there are a lot of myths surrounding SSD insurance that are often completely false and adversely impact people’s ability to obtain the SSDI benefits that they desperately need. Accordingly, we have compiled a list of the most common myths associated with SSDI in order to educate people as to the reality of applying for and receiving these benefits. With this in mind, consider the following:
- The Social Security Administration denied my application so I should just give up.
Not true. Many times applications are denied simply due to missing information or a lapsed deadline. Never give up. Allow a judge to hear your case, as many SSDI applications are approved upon appeal. An attorney can help you to obtain all of the information that you need so that your application is complete and in a form most likely to be approved.
- My doctor said I can’t work so therefore I am entitled to benefits.
False. Unfortunately, just because your doctor says you are disabled does not mean that you meet the SSA’s disability criteria. Specifically, even if you are impaired in some way, the SSA may determine that you can work, even if it is not the same job that you have had prior to sustaining your injury or being diagnosed with a disabling disease. Moreover, doctors often do not know what “disabled” means for SSDI purposes, nor do they understand the factors considered by the SSA in rendering this determination. While the SSA will consider a physician’s opinion as to the nature of a person’s restrictions, they will not rely upon a doctor’s conclusion that a person cannot work.
- I don’t need a lawyer to help me.
Despite the fact that lawyers are not required when applying for SSDI or appealing a denial of benefits, they can add significant value to the process. Otherwise stated, the government is not on your side when it comes to applying for SSDI. However, an attorney is, no matter what. Moreover, an experienced SSDI attorney knows the ins and outs of the complexities associated with SSDI cases, including the applicable deadlines and requirements associated with qualifying for benefits. An attorney is in the best position to guide you through the application process and to help you fight for your rights to receive SSDI benefits should you be denied.
- I don’t need to keep going to my doctor as it is clear what is wrong with me.
False. Without current medical records and continuous medical care, the SSA may deny or revoke your benefits.
- I should wait to see whether my condition worsens before applying for benefits.
False. SSDI applicant who wait may not be eligible to receive benefits, even if they would have qualified but for the delay.
Don’t Wait – Contact Lundy Law Now to Receive the Legal Help You Deserve!
Don’t allow myths to prevent you from receiving the SSDI benefits you desperately need. If you would like to learn more about whether you qualify for SSDI benefits, our attorneys can help. At Lundy Law, our experienced team of social security disability benefits attorneys can help simplify the challenging and complex process of obtaining SSDI benefits and represent you in appealing a denial of your claim. We can also assist you in accurately completing the paperwork so that you do not suffer even longer delays in an already lengthy process.
If you are having challenges obtaining social security disability benefits, contact Lundy Law today for an initial free consultation at 1-800-LundyLaw. We represent SSDI applicants and those who have been denied benefits located throughout New Jersey, Pennsylvania, and Delaware. Call us now to learn more about how we can help you fight for your rights!