When Employers Don’t Carry Pennsylvania Workers’ Compensation Insurance, What Assistance Is Available to Injured Workers?

Most employers in Pennsylvania are required by law to carry insurance to cover the expenses associated with a worker’s injuries in the event of an accident. Despite these regulations, some employers attempt to save money by not carrying such coverage. This can leave injured workers struggling to make ends meet.

Luckily, there is assistance available to workers who are hurt during their employment by a company who is not carrying Pennsylvania workers’ compensation coverage. The state has established a trust fund that supplies monetary support to injured workers who are injured while working for an uninsured employer; however, the rules to receive part of these funds are complicated.

First, a claim for funds from the Uninsured Employer Guaranty Fund must be filed with the Pennsylvania Department of Labor and Industry within 45 days of the worker discovering their employer is not covered by workers’ compensation insurance. Furthermore, there are two forms that must be completed in order for benefits from the fund to be awarded.

Any mistakes that are made during the filing process can also result in the claim being denied or an answer simply not being given.

The Philadelphia personal injury attorneys with Lundy Law are aware of the difficulties that can be associated with a workplace accident, which is why we are here to help. If you’ve been hurt through no fault of your own while working, give us a call at (800) LUNDY-LAW for a free consultation of your case.