In some accidents, it is not always clear who was at fault. For this reason, when you are involved in an accident and file a claim with the other person’s insurance, the carrier may dispute that their client was at fault or even deny your claim.
You may be tempted just to drop the claim and allow your own insurance company to pay your damages.
Before you choose not to enter into an insurance dispute, however, follow these simple tips in order to defend your case.
One of the first steps before entering into an accident insurance dispute is to document as much evidence as possible. Take photos of the damage to your vehicle as this may indicate fault in the accident.
For example, damage to the passenger side of your vehicle could indicate that the other driver was turning improperly or ran a stop sign. Take photos of the scene as soon as possible.
If you can take photos before the cars are moved, that can also be very beneficial, although photos of skid marks, debris and other damage to the area is also helpful.
If you or anyone else were injured during the accident, visit a doctor immediately in order to officially document any injuries sustained. Take photos of any injuries as well for further documentation.
Your doctor or the hospital can provide you with medical records, doctors notes and bills that may demonstrate the extent of your injuries.
In addition, some types of injuries can also indicate fault in an accident, which is why having a healthcare provider document those injuries is critical to defend an auto accident insurance dispute.
After an accident, always contact the local police. When the police officer arrives, they will take statements from both parties, note the location of all vehicles involved along with road conditions, weather and other factors that may indicate fault.
In most cases, the police report will include any charges filed against the drivers of the vehicles, such as failing to stay to the right of the center line or running a stop sign.
This can be critical in proving fault to the insurance company and could compel the insurer to drop the insurance dispute.
After an accident, one of the best ways to deal with an auto accident insurance dispute is to contact an attorney who can guide you through the process, deal with the other driver’s insurance company and help you get the compensation you deserve for your damages and injuries.
Keep in mind that even if the other driver’s insurance company seems to be working with you, they do not have your best interest at heart.
If you or a loved one has been involved in an auto accident, contact Lundy Law today to learn what rights you may have. They will deal with the insurance company for you and help you avoid an auto accident insurance dispute. Arrange for your initial consultation by completing their simple online form or call them at 1-800-Lundy Law today.